Top 10 Tips for Retirement Savings
One in six Americans says saving is one of their top financial priorities, according to Bankrate. If you’re looking to boost your savings potential, check out these top 10 tips for saving for retirement.
Start or add to your emergency savings account. Only one in four Americans have enough savings to cover them in an emergency, with more than 25 percent having none at all. Search around for the best interest rates on savings accounts, sign up for direct deposit, and make sure you add a little bit every pay day. This account should remain liquid in the event you need the cash for hospital bills, car repair bills, etc.
- Increase your 401(k) contributions. This is the best way to strengthen your retirement savings, but if you’re only contributing the minimum, you’re not getting the full advantage. Especially when you have an employer match program (this is free money!),
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