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Author: Brooklyn Bell

Read The Risks Involved While Driving A Car Which Has An Expired Policy Or Is Uninsured

As per the Motor Vehicles Act, 1988, it is mandatory for all motor vehicles plying on public roads in India to have a motor insurance cover. Still, the research suggests that as many as 60% of the vehicles on the roads do not have a valid insurance cover. Driving without an insurance policy can lead to many unfortunate consequences, including the ones listed below.

Read The Risks Involved While Driving A Car Which Has An Expired Policy Or Is Uninsured

Penalties and legal fines

As per the latest regulations, heavy fines have been proposed for driver caught without valid insurance under Schedule III of section 305 of the Motor Vehicles Act, 2016. These are:

Two-wheelers: Rs 10,000

Light motor vehicle and three wheelers: Rs 25,000

Other categories of motor vehicles (including cars): Rs 75,000

Other legal complications

Getting caught without a valid motor insurance policy on multiple occasions can lead to your driving lisence being suspended. The authorities could also suspend your vehicle registration. The enforcement agencies also have the right to seize your vehicle, and in extreme cases, an offender can be imprisoned by a court for up to 3 months.

Third party liability

If you are involved in an accident, other parties can sue you for damages that they sustain because of you. Typically, your insurer would handle any payments resulting from such incidents. But, if your vehicle is uninsured, you will have to bear the cost by yourself. Additionally, you will also have to arrange for any legal advice you may need. In case of accidental death of the other party, the compensation you have to pay may be much higher.

Damage to self

Your car may also suffer damage in an accident. If you do not have an insurance policy, you will have to bear all the repair costs yourself. Further the case of total loss or theft of the vehicle – all your investment in the car is gone.

Loss of no claim bonus

If you do not renew your car insurance policy on time and let it expire – you will lose the no claim bonus that you have accumulated. NCB can be as high as 50% of your premium amount. … READ MORE ...

Three Ways Business Lines of Credit Can Help Your Business

As a small-business owner you know that keeping your finances in order is one of the most important things, right after getting clients and work, that you need to do in order to keep your business running and growing at the rate that you have set so that you can achieve the goals that you want to achieve. That being said, you know that eventually they’re going to be things that you just can’t pay for out of your own pocket.

However, this does not stop many business owners from taking severe personal financial risk and in some cases they and their families future on the business. Although the natural temptation is to try and pay for anything yourself, there are times when business lines of credit should be used end if you’ve never had them you should look into.

There are three ways that business lines of credit can help your business. One of the first ways that this tool can help your business is the fact that it takes a certain amount of stress off of you because you have that source of funds in reserve rather than needing to constantly they have your own personal savings.

This means that you can get what you need to get for the business without having to raid the piggy bank. As weird as it sounds, the less stress you have to deal with the better because you can focus on what you do best and for most people that is not dealing with finances instead it is marketing getting clients and doing work you love. So this is one way that business lines of credit can certainly help.

Another way that they can help is simply in the fact that it forces you to keep your personal and business finances separate. While this may not seem like such a big deal, wait until tax time! If you’ve ever tried to do your taxes and have been using personal finances deal with business matters, then you know how quickly confusing it can be. And when you add the fact that many of us leave our taxes still pretty much the last minute you see what I mean.

One final way that business lines of credit can help your business is by allowing you to make the purchases and credit services your business needs to grow and expand at the rate that you want. Again this means that you can get what your business needs when they need without having to worry about where the money is coming from. As always though remember that the funds that you used you will need to be replaced so that your line of credit is in good standing.… READ MORE ...

The need for IT experts for IT businesses

A successful business career in IT is dependent on so many factors. Apart from getting certified by your college or university that you possess the required IT skill to carve a niche for yourself. As you shall soon find out, There is a need to constantly update your knowledge base and improve your IT skill set.

The need for IT experts for IT businesses

Chances are that you are already comfortable with whatever success you have achieved from your IT business and you feel there is no need for you to update your knowledge base. The aim of this little piece is not to prevent you from being comfortable with the success you have achieved but rather to open your mind to some realities albeit bitter about IT business.

There is a constant never ending contribution to the great human pool of knowledge. Throughout the world people are devising new and easier ways of doing things, billions are spent every year by research institutes, laboratories, and companies to innovate and change the way things work and operate for the best. While as a player in the IT arena you are relaxing and making money from that skill others are busy conducting researches that will make that IT skill you so much cherish obsolete. One of the negative effects this can have on your business is to strangle and kill it. Why will clients patronise you when you stick with the old and less efficient ways of doing things? Is your IT business failing or on the verge of failing because your IT knowledge is obsolete and you desire to update?  If the answer to this question is yes then this little piece is for you. With fiverr you can get yourself experts that can help update your IT knowledge base with new and more efficient ways of doing things. What is Fiverr? Fiverr in simple terms is an online platform that connects buyers of various services with sellers. There are in fact very few jobs that cannot be get done through it. Fiverr job comes in all shades and colour ranging from writing jobs to coding and graphics design jobs.

Fiverr like all other online platforms are replete with a lot of fakes claiming to be real,  a lot of amateurs claiming to be professionals. With Fiverr UK in mind, we have been able to provide platforms where you can read honest reviews from customers that have hired from fiverr UK. If you hired any IT expert based on our transparent Fiverr UK review system you can be assured that what you see on our website is what you will get.

In order to continue to be relevant in the IT business sector and attract premium clients that will help your business to achieve new and amazing heights find a way to land yourself on fiverr and fish for experts that will furnish you fresh and new ways of doing things.

And if you are someone that hasn’t converted their IT skills to cash by hunting for … READ MORE ...

Picking Out A Career After HSC

Through your period of study, a good accredited university and course selection plays an extremely essential part. Choosing the best university course for yourself is quite significant as it most likely determines what you can be performing for the complete experienced life. In truth investment around the choice of course could be termed as an investment you created on yourself and profession. A suitable course as well as a degree will help you grab greater job possibilities and demand larger salary from employers.

Picking Out A Career After HSC

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Selecting a certain course to study at University stead for your future life and can look a bit daunting method. Today you’ll find variety of colleges and universities that offer a wide quantity of course applications. Therefore, it becomes vital to opt for not merely anything which you believe will help you on your future career path, but additionally to pick a subject that you delight in. That is since, you might earn a very excellent salary however the reality remains that you simply will do nicely only when you opt for a topic you’re superior at. For example- there isn’t any point in selecting Commerce/Law or other extremely demanded courses, simply because your UAI was 99+. Generally these who do that have a tendency to regret their alternatives just after a year or two. On other hand those who select a course system and degree based on their interests are commonly far more fulfilled and do improved in their career.

A career and course decision which you have located fascinating really makes your life far more enjoyable and content. Right here are couple of courses which have pulled several students’ consideration according to their interest.

Commerce

Commerce is one of the most typical courses students opt for. It is an excellent choice, and possibly has the greatest quantity of profession options. One of the most typical commerce majors in the reputable universities are: accounting, finance, actuary studies (UNSW) and advertising. Commerce may be the degree to opt for if you need to be an accountant, or get into finance (perform inside a bank) or promoting (function in marketing). The pay for these kinds of jobs is wonderful and there is certainly an endless selection of jobs to suit all tastes and interests.

Actuarial studies

Actuarial Research is excellent for those who are excellent at mathematics. Actuaries are individuals who operate at massive insurance companies, who use complex mathematical procedures to calculate insurance coverage premiums. Nonetheless, there is a really misconception people today have about this course is that they’re going to become actuaries in the end of their degree. That is totally false statement, as actuarial jobs are in low provide, and most graduates function in finance, within the field of financial engineering designing new economic items and so on. This could be incredibly profitable field, specially if element of a quantitative group in an investment bank.

Law

Law is yet a further course which can result in a very lucrative career. Law graduates … READ MORE ...

Mathematics Analysis In Business Courses Starts With A Good Understanding Of Algebra

Dear College Students, Study Your Math!

Dear College Math Instructors, Choose the Best Mathematics Textbook!

Mathematics Analysis In Business Courses Starts With A Good Understanding Of Algebra

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As a retired franchisor, and a small business consultant, I am often amazed how some business people get by without understanding their math. By the time that they come to me for help, they are usually in debt, and don’t know what to do. Usually, their accounting and books are in shambles. They pay accountants to do their tax returns, and help them prepare financial documents for the bank, and if it were not for QuickBooks, they would be totally at a loss.

In any case, it certainly doesn’t take that much time to do a mathematical analysis of their business, to show them where they are having their problems, or where they are making mistakes in the decision-making process. It has occurred to me that one of the biggest problems with small business people is they don’t understand their algebra, and if you don’t have a good understanding of basic algebra, then business mathematical analysis, and statistics can be a real bear.

I did run across an interesting textbook not too long ago, one which I believe should be used in perhaps college prep high school classes, statistics classes, and definitely in business classes at college. Why I like to this textbook was because it had an algebra refresher course in the first chapter. You see, if the students have lost their way in algebra, there is no way they are going to be able to do quadratic equations, understand business finance, or ever develop a good understanding of probability and statistics, which are extremely necessary for making good business decisions.

Now then, the name of this book that I would like to recommend, and it is a textbook, with over 1000 pages, but it is almost the perfect textbook for this subject is; “Introductory Mathematical Analysis – for Business, Economics, and the Life and social Sciences” (Tenth Edition) by Earnest F. Haeussler, Jr. and Richard S. Paul, published by Prentice Hall, Saddle River, NJ, 2002, 1018 pages (plus index, and answers to chapter problems), ISBN: 0-13-033855-9.

In this book, all the mathematical formulas are printed within the front and back of your book cover and it begins out with an algebra refresher course, after which gets into linear and quadratic equations, inequalities, functions and graphs, exponential logarithms plus the mathematics of finance, statistics, probability, continuity, differentiation, random variables, calculus and all the things the students will want to developing, sketching, and appropriately curbing their graphs. Yes, that is the best style of business statistic textbook. Certainly I hope you can please look at all this and feel on it.… READ MORE ...